What are the different types of investment property loans?

There are three main loan types used to finance investment properties: Check your investment property loan options. Start here Most of those seeking investment property loans will require conventional mortgages. The majority of these are ‘conforming mortgages,’ meaning they conform to lending rules set by Fannie Mae and Freddie Mac.

Can you finance multiple properties?

Just because it’s more difficult to finance multiple properties doesn’t mean it can’t be done. For investors with good credit scores, enough cash to offer larger down payments, and a proven track record of managing their existing properties profitably, it’s possible to get multiple loans.

Can you finance multiple rental properties?

However, as you begin to scale up an investment portfolio and buy more property, financing multiple rental properties becomes more of a challenge. With a good personal credit score and income, and an existing rental property portfolio with solid cash flow, investors will find that there are plenty of lenders willing to loan money.